Gold & silver DCA calculator
What would your stack look like if you bought $100 (or any amount) of gold or silver every month? See real historical returns over 5, 10, and 20 years.
Live calculator
Try your own scenario. Defaults to $100/month into gold for 10 years.
Total accumulated: — oz
Worked examples — $100 / month
Below are pre-computed examples based on actual monthly spot prices over the last 5, 10, and 20 years. Hypothetical — no fees, premiums, or taxes included.
What is dollar-cost averaging?
Dollar-cost averaging (DCA) means buying a fixed dollar amount of an asset on a regular schedule, regardless of price. When the asset is cheap you get more of it; when it's expensive you get less. Over long horizons, DCA smooths out price volatility and removes the temptation to "time the market."
Why stackers DCA
Precious metals have decade-long swings, so trying to time tops and bottoms is brutal. DCA into physical or ETF metals lets you build a position steadily through cycles. Most successful stackers buy at least once a month, every month — bull market, bear market, recession, or boom.
Track your real DCA progress
Stakr lets you log each purchase with date and cost basis, then shows your real average cost vs current spot. Start tracking — it's free.
Track your own stack — free
Stakr is a free portfolio tracker for gold and silver investors. Log your coins, set price alerts, and compare your stack to gold or the market.
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